The skinny on credit cards: How to master the credit card game by Jim Randel goes a long way in making the path to getting out of credit card debt seem like a fun journey. This skinny book packed with facts and stick figures is a combination of graphic novel and tip sheet on personal finances. The recent credit card act effective in February 2010 is detailed on page 146, while page 148 advises which issues the law did not address. Randel gives advice on lowering your interest rates by calling credit card service centers, how to improve your FICO score (that is, the Fair Isaac Corporation), and how to get out of debt. Start learning what you can do now and start spending wisely this winter.
Helpful links referenced in this book:
http://www.annualcreditreport.com/ - Get your credit reports from the top three agencies once per year FREE. (Don't fall for online advertisements that offer a FREE credit score in exchange for purchasing a product.)
Sites to compare credit cards -
http://www.creditcards.com/ http://www.cardratings.com/ http://www.bankrate.com/
Calculators for credit card pay off by interest rate and amount of debt -
www.creditcardratings.com/creditcarddebtcalc www.bankrate.com/brm/calc/creditcardpay.asp
Posts
No comments:
Post a Comment